One investment, three different returns
Say you put $10,000 into an S&P 500 index fund on 3 January 2023. Here is what it was worth on 16 September 2026, measured in three currencies.
| Measured in | Put in | Worth on 16 September 2026 | Return |
|---|---|---|---|
| US dollars | $10,000 | $19,807 | +98% |
| Euros | €9,365 | €17,168 | +83% |
| Turkish lira | ₺187,433 | ₺963,732 | +414% |
Price change of an S&P 500 index fund (VOO) between its closing prices on 3 January 2023 and 16 September 2026, dividends not included. Each amount uses the exchange rate of its own day: 0.9365 and 0.8667 euros per dollar, 18.74 and 48.66 lira per dollar.
All three are true. The fund did exactly the same thing in every row. What changed is the currency. The dollar weakened against the euro, so someone counting in euros made less. The lira fell from 18.74 to 48.66 per dollar, so most of the lira gain came from the lira losing value, not from the fund. That is why people who earn in a high-inflation currency often check their results in dollars or euros too.
How StockFly keeps the numbers right
More than 160 currencies
Pick a currency and the whole portfolio switches: value, cost, gains, dividends and charts. Switch back in one click.
Each trade at its own day's rate
Every buy, sell and dividend is converted at the exchange rate of the day it happened, so your cost is what you actually paid.
Rates you can check
The transactions page shows the exact rate used for every trade, so any figure can be checked by hand.
Nothing guessed
If a rate is missing for a day, the figure stays blank with a note. It is never estimated.
The market in your currency too
Compare your return with an index such as the S&P 500, with both measured in the currency you picked.
Who it is for
- You earn in one currency and invest in another, for example earning lira or euros and buying US funds.
- You live with high inflation and want to see your results in dollars or euros as well.
- You hold shares on more than one stock market, each in its own currency.
To check a single investment without an account, try the Real Return Calculator, or read how currency changes your gain.